
How Auto Insurance Works
Get the inside track and stay ahead of the curve.
Be prepared. Be protected.
Everything you need to know about auto insurance, from how rates are set and what coverage you need to where to get it and what to do when you need it.
- How auto insurance rates are set
- How to buy auto insurance
- How to file a claim

How auto insurance rates are set
Understand what information is used to set your rates so you can make informed decisions when purchasing or renewing your insurance policy.

How to buy auto insurance
Whether you’re a first-time buyer or looking for a new insurance provider, learn how to shop around for the coverage that best meets your needs.

How to file a claim
Whether you need to make an auto, home or business claim, all the information and forms you need are in one place.
Resources For You
We've collected a few more resources that may be helpful for you to explore.

Automated vehicles and the future of insurance
Learn how automated vehicles are impacting insurance, and how IBC is working to protect consumers.
Trending News

home, climate
Good, Better, Best Wind Protection: Learn the most effective resilience strategies for your home
Sep 9, 2025 | Written by Glenn McGillivray
Severe Weather, Insurance 101
Act of God? Not in Your Policy
Sep 5, 2025 | Written by James Geuzebroek
climate
Insured damage from Manitoba and Saskatchewan wildfires nears $300 million
Sep 4, 2025 | MB, SK
home
Tenant’s insurance: The back-to-school essential most students forget
Aug 28, 2025 | Written by Anne Marie Thomas
auto
Survey finds Albertans want government to deliver lower premiums under Care-First auto insurance system
Aug 27, 2025 | AB
Cyber Security
Is your small business liable if your vendor gets hacked?
Aug 22, 2025 | Written by Mahan Azimi
You might also be interested

Protecting your most-valuable assets
What you need to know to help protect your most-valuable assets.

How home insurance works
Your home is your biggest investment. Make sure it and your family are protected from unpredictable events.

Do red cars cost more to insure?
No, they don’t. This is just one of many insurance myths we’re debunking in order to help you better understand insurance.


